How does a credit score affect my car loan rate in Canada in Canada?

Car Loan Terminology | credit, scores

Higher scores usually get lower rates. Subprime borrowers pay more. Improving on‑time payments, utilization, and credit mix can help before applying.

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What is a co‑signer and when is it helpful?

A co‑signer with stronger credit/income guarantees the loan. It can improve approval odds and rates but makes the co‑sig...

Explain a co‑signer and when is it helpful?

A co‑signer with stronger credit/income guarantees the loan. It can improve approval odds and rates but makes the co‑sig...

What is a co‑signer and when is it helpful in Canada?

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